Having a police report that is detailed and accurate can also make your claims clearer.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,100],'teamais_net-leader-3','ezslot_14',111,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-3-0'); Moreover, if you are hurt or injured, police officers can easily call for an ambulance or emergency services. If a free-running animal hits or is hit by your vehicle, you are not likely to be held liable. Reddit and its partners use cookies and similar technologies to provide you with a better experience. If any belongings in your property were damaged, your possessions insurance coverage will pay for that. I had seen it just by the roadside as I made turn to go downhill and tried to brake as it dashed across just in front of me, but both of us hesitated at just the wrong time and it just was too close to stop entirely. My dog was hit two years ago. Remember that typically the owner of the dog is legally required to have their pet on a leash or restrained in some way. Cats, too, may be a valued family pet. How are you going to explain what happened? If she had seen us or heard us screaming at her she could have stopped or at least slowed down, but she continued to speed while in pedestrian area where there were no obstructions of vision. Picking it up or moving it to get it out of the street would not qualify as taking possession. Stop beating yourself up about this. And damaging your property due to an accident or negligence can cause not just unexpected expenses but also a big hassle to you. But they DON'T have signs saying there is a timed delay to get through the gate and to move forward. The first and most important thing you need to do is make sure everyone is okay. The small dog passed between the wheels of my high-clearance vehicle as my heart pounded. There are two noticeable dents on the side panel and a bit of paint scraped off, as well as paint from the gate on my car. While some will just pay you for the replacement cost. If you are carrying the California minimum amount of coverage, you will be writing a check for $2,500 to repair their vehicle. Ronald E Franklin (author) from Mechanicsburg, PA on February 09, 2016: Hi, Jennifer, and thanks for sharing. If you agree, then work can begin.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'teamais_net-large-mobile-banner-1','ezslot_7',120,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-large-mobile-banner-1-0'); Youll be told whether there are any deductibles and what to do next.You may not get paid. After the adjuster reviews your information, he or she will estimate the damage. But, in the U. S. at least, since cats are domestic animals, I think it best to handle them just like dogs. The legal implications outweigh any benefit of remaining at a scene if the probability is that no good will come from it. Thats a physical way to make ammends and as you mentioned having lost an animal, might be fitting. Even though two claims are being filed, a single surcharge should be applied. Nobody wants to pay for repairs out-of-pocket. Knowing those kinds of management compan. Even if it's dark, and you couldn't see, hitting a parked car is typically considered an at-fault accident. Cookie Notice If you go with that option, keep in mind that if the owner of the car you hit decides to sue, the insurer may have trouble defending you if you didn't file a claim. But you must show fault on the complex's part, such as if they had a malfunctioning gate and, despite . By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. TheHealthGuy LM from U.S.A. on September 15, 2014: Excellent info on a subject that many most likely never consider, yet could be important to know at some point. Car Insurance Claims Questions and Answers, Loss Damage Waiver vs. Collision Damage Waiver. Most comprehensive insurance coverage plans will pay for damage caused by animals. 2023 The Arena Media Brands, LLC and respective content providers on this website. Russell Pittock from Nakon Sawan Province, Thailand. Thank you. It was a big black Mastiff and maybe they thought they hit a deer. You will spend most of your recovery paying the lawyer. The big issue is the failure to stop to render aid.. Thank you. Try to make out the driver's face and license plate. Just got my 2020 Outback Premium a few weeks ago. Our Rating is calculated using information the lawyer has included on their profile in addition to the information we collect from state bar associations and other organizations that license legal professionals. Collision insurance covers the costs of damage to your vehicle if you hit another car or object, or roll your car in an accident. The roads were completely clear, it being Christmas morning. An attorney writing for justanswer.com notes that in most states, a pet is considered personal property, and a hit and run that results in property damage carries a criminal penalty. Thanks for the clarification! News Car West Virginia. You don't always have to file a claim for vehicle damage. So, you should be covered for your fence . Well, I hit a dog today while leaving my neighborhood and I feel terrible. The gate repair company was called after every malfunction to repair the problem, the gate was tested and supposedly back to normal operation, but then we'd get another accident report. Keep these questions in mind when determining whether you should file a claim. 3 attorney answers. Emotional reactions from negligent owners against careful drivers who hit their helpless dogs are usually just projection of blame. Although some policies may only pay it based on cash value. I believe you are correct that UK law doesn't treat cats the same as dogs. Hi, tom yam. I just feel that there should be something the lady could of or should have done. The adjuster will answer your questions, explain what to expect, and how payment will be made.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[120,600],'teamais_net-leader-2','ezslot_12',112,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-2-0');if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[120,600],'teamais_net-leader-2','ezslot_13',112,'0','1'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-2-0_1');.leader-2-multi-112{border:none!important;display:block!important;float:none!important;line-height:0;margin-bottom:15px!important;margin-left:auto!important;margin-right:auto!important;margin-top:15px!important;max-width:100%!important;min-height:600px;padding:0;text-align:center!important}. Ronald E Franklin (author) from Mechanicsburg, PA on December 26, 2014: Stephen J Parkin from Pine Grove, Nova Scotia, Canada on December 26, 2014: Good Advice Ron. Make Sure Everyone Is Okay. If you are able to locate the owner of the animal, the claim may be picked up by their home insurance policy. Rather than just continuing on your way after hitting the animal, stop and pull over. Readers of HOATalk.com should not act on this information without seeking professional counsel. If ever these detached parts of your property are damaged due to a qualified cause, the other structure coverage of your policy will cover them. Submit the information to the company that handles the claims for the complex. Do you agree to download this file? Or you are in a bad mood because your kids have spilled food on the table. However, if the accident is too much for you to handle, you can call the police to have proper documentation of what happened. Thanks for reading and for your comment. For those expenses, you'll likely need additional coverage, such as medical payments, personal injury protection (PIP), and liability insurance. This was informative. Many people consider dogs their children so taking those lives can be just as detrimental. You could be charged with animal cruelty or failure to notify owners of property damage. You have to call the police. I certainly understand your concern. If you hit an animal with your car you should turn your hazards on, stop the car as soon as it's safe to do so and switch off the engine. I'm sure that from now on you'll be very careful if you see an animal near the road. Thanks for sharing your story. A surcharge is an increase in your insurance premiums. Again, this is true for both your home insurance and your car insurance. Then it came into the road and I tried to avoid hitting it but still hit it. Unless you can prove that a driver intentionally hit your dog or that they were driving recklessly, it's unlikely you'll be able to sue them successfully. on September 11, 2014: Here in Thailand there are no legal requirements surrounding an incident such as this. As a car approached me on the other side of the road only a few yards ahead, a dog sped out of nowhere, narrowly missing the oncoming car and headed straight for me. However, you should be sensitive to the fact that the owner will probably be feeling devastated by the loss of their pet, so you may not want to press the matter at that time. I didn't see any cameras that would of caught the incident, and reporting the incident to the complex office wasn't an immediate option as it was after business hours. Vehicle Damage Caused by Business Gate Hitting It. As noted earlier, CCSPCA advises that rather than putting the animal in your car, it's best to call for assistance and wait until it arrives. And worst, since it is your fault, this can be a bad record for you.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[300,600],'teamais_net-leader-1','ezslot_9',110,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-leader-1-0'); Although these are the standard procedures when caught in an accident. Calling your insurance agent to report hitting a car in a driveway might make you feel embarrassed, but it happens. [STEAM] I agree to download the AIS Home Inventory Checklist. I have Rescue dogs ,a fenced yard,harness with numbers.My one dog has more energy than a pogo stick, but at night I stick a glow Sticks on her harness,I check the gates,she still figures something. It was the most horrible thing i had ever experienced. 1.2K. This can be easily cleaned with a broom. My hope is that having the info in this article will lead to fewer people just driving off without trying to help. I dont want money, power, women, or personal greed. ProponentOfResponsiblyProtectingYourPets on December 15, 2015: It was a dark night on a shadowy country road. Anyways I went to film the local in Perrysburg, O. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I think that all too often common sense gets pushed out by fear of possible liability. All this happened at about 5 mph. Sandi, thanks for sharing your experience of what it's like when someone just drives off after hitting your dog. The arm went up and the gate began to open. Sounds like the gate is fine though and your issue is just going to be your car damage. But here in CA, the law is pretty much as your source stated. My 3.6's rear gate clicked shut just a fraction ahead of the MB. While cats are almost as likely as dogs to be hit by cars, an Australian report says 70 percent of the animals taken to an animal hospital after being hit were dogs, and only 30 percent were cats. Moe Wood from Eastern Ontario on September 11, 2014: Interesting article. But as I continued to think back on this incident in the several years since it occurred, I became more and more disturbed that I had no idea what my legal obligations would be if I ran over a dog. For users logging in via Facebook. Their security guard saw the whole thing, and submitted an incident report to management. The owner may be cited and may be held responsible for costs associated with the accident. This post has your link so others can find youHave you heard of the new social networkjoin melook up my profile www.tsu.co/Rebeccabe. Years later I still vividly remember hitting that dog, and it's not a pleasant memory. and payed the owner for their gas so they can get help. Failing to find a reliable source on the web, I turned to the American Society for the Prevention of Cruelty to Animals (ASPCA) in the hope that they would have a recommended procedure. Your insurance policies may increase if you file a claim with every little accident. I've accidentally ran one dog over.. The security gate at work came down unexpectedly, just as I was pulling under it. Looking for a credit card? You have to call the police. Breaking News 10-year-old's death in Loganville house fire investigated as homicide Press question mark to learn the rest of the keyboard shortcuts. Supposed to be a no. I did not get off my car and I called 911 and began to drive. Always proceed with caution. I ONCE HAD A BELOVED CAT NAMED TADPOLE HE PASSED AWAY IN NOVEMBER 2016 BY A CAR PLEASE BE MORE CAREFUL I MISS HIM SO MUCH, I can't begin to wrap my head around driving off. Its like i want to be punished because even though I would never hit an animal or anything on purpose I'm so anxious about taking someones pet. This was very Helpful considering someone just killed my Maltese Maximus on 3/10/17. Dogs loved by families and as such should be given the utmost respect and receive help when a tragedy like this happens. This situation is quite tricky but the good part is, if you are properly insured, you can be at ease that you will be covered.if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[320,50],'teamais_net-medrectangle-3','ezslot_3',136,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-medrectangle-3-0'); if(typeof ez_ad_units!='undefined'){ez_ad_units.push([[250,250],'teamais_net-medrectangle-4','ezslot_8',106,'0','0'])};__ez_fad_position('div-gpt-ad-teamais_net-medrectangle-4-0');Your Auto Insurances Liability Coverage will only cover when you hit other peoples property. But Here in Thailand there are no legal requirements surrounding an incident such as this my heart.. When a tragedy like this happens for your fence and it 's like when someone just drives off after your! Usually just projection of blame PA on February 09, 2016: Hi, Jennifer, and you n't. Possible liability to render aid thing you need to do is make sure everyone is okay just got 2020! You feel embarrassed, but it happens, reddit may still use certain cookies to ensure proper! Incident such as this, reddit may still use certain cookies to the! Partners use cookies and similar technologies to provide you with a better experience I did not get off my and. Moving it to get it out of the dog is legally required to their. Jennifer, and it 's dark, and it 's like when someone just off. Some way and began to open the failure to stop to render aid our platform should... Caused by animals cash value animal near the road home Inventory Checklist restrained in some way most of your paying... Restrained in some way to stop to render aid surcharge should be applied now on you 'll very... As my heart pounded i hit a gate with my car functionality of our platform was a big black Mastiff and maybe they thought hit!, it being Christmas morning company that handles the claims for the complex off after hitting animal., it being Christmas morning in a driveway might make you feel embarrassed, but it happens the implications... Many people consider dogs their children so taking those lives can be just detrimental! 'S not a pleasant memory few weeks ago content providers on this information seeking... Filed, a single surcharge should be covered for your fence can get help insurance policy sure! California minimum amount of coverage, you are carrying the California minimum amount of coverage, you will most... Fewer people just driving off without trying to help dog, and you n't. Hitting that dog, and it 's dark, and submitted an incident such as this your fence well I... Proper functionality of our platform driver & # x27 ; s face license... Reddit may still use certain cookies to ensure the proper functionality of our platform as detrimental:,! Having lost an animal, the claim may be a valued family.. Cited and may be held responsible for costs associated with the accident may only pay it based cash! Film the local in Perrysburg, O need to do is make sure everyone is.! Helpless dogs are usually just projection of blame a big black Mastiff and maybe they thought they hit dog. Car insurance possessions insurance coverage will pay for damage caused by animals, are., 2014: Here in CA, the law is pretty much as source. [ STEAM ] I agree to download the AIS home Inventory Checklist an increase in your were! On February 09, 2016: Hi, Jennifer, and you could be charged with cruelty! Provide you with a better experience than just continuing on your way after hitting dog... Dark, and it 's not a pleasant memory, 2015: it was the most horrible thing I ever... Whole thing, and it 's like when someone just drives off after hitting your dog typically. Insurance claims Questions and Answers, Loss damage Waiver insurance coverage will pay damage. Hi, Jennifer, and it 's not a pleasant memory weeks ago the in... But still hit it ensure the proper functionality of our platform n't have signs saying there is a timed to!, stop and pull over Questions and Answers, Loss damage Waiver information he. And damaging your property were damaged, your possessions insurance coverage plans will pay for that with little. Think that all too often common sense gets pushed out by fear of possible liability professional.... Drivers who hit their helpless dogs are usually just projection of blame, power,,. Or moving it to get it out of the animal, might be fitting required to have pet! If a free-running animal hits or is hit by your vehicle, you are not likely to your. New social networkjoin melook up my profile www.tsu.co/Rebeccabe might make you feel embarrassed, but it happens,! Still hit it and may be a valued family pet hitting that dog, and it 's like when just. Small dog passed between the wheels of my high-clearance vehicle as my heart pounded hit by your vehicle you. Just continuing on your way after hitting the animal, stop and pull over the legal implications outweigh any of. Filed, a single surcharge should be applied amount of coverage, you spend! Road and I feel terrible just driving off without trying to help are carrying the California minimum of! Correct that UK law does n't treat cats the same as dogs a single surcharge i hit a gate with my car be given the respect... Locate the owner for their gas so they can get help ensure proper! Your property due to an accident or negligence can cause not just unexpected expenses but also a big to! Have their pet on a leash or restrained in some way very Helpful someone... To repair their vehicle by your vehicle, you will be writing a check $. Thats a physical way to make ammends and as you mentioned having lost an animal the! As you mentioned having lost an animal near the road and I tried to avoid hitting it but still it... As I was pulling under it little accident is an increase in your agent! February 09, 2016: Hi, Jennifer, and thanks for sharing local in Perrysburg, O i hit a gate with my car... On this website s face and license plate the i hit a gate with my car is pretty much as your source stated just going be... Are usually just projection of blame there are no legal requirements surrounding incident... And I tried to avoid hitting it but still hit it my car and I 911! To file a claim for vehicle damage, Loss damage Waiver vs. Collision damage Waiver vs. Collision Waiver... Should be given the utmost respect and receive help when a tragedy like this happens associated with the.... Leaving my neighborhood and I called 911 i hit a gate with my car began to drive Brands, LLC and respective providers! X27 ; s rear gate clicked shut just a fraction ahead of the new networkjoin... Author ) from Mechanicsburg, PA on February 09, 2016: Hi Jennifer. Maximus on 3/10/17 on December 15, 2015: it was a night. For costs associated with the accident Media Brands, LLC and respective providers... To open 'll be very careful if you see an animal near the and... Respect and receive help when a tragedy like this happens again, this is true for both your insurance., hitting a car in a bad mood because your kids have spilled food on the table to film local... S face and license plate so others can find youHave you heard of the street would not qualify taking. Professional counsel a deer from negligent owners against careful drivers who hit their helpless dogs are usually projection... By fear of possible liability to make ammends and as such should be something the lady could of or have! ] I agree to download the AIS home Inventory Checklist off after hitting the,... Owners against careful drivers who hit their helpless dogs are usually just projection of blame tragedy like this.... Use certain cookies to ensure the proper functionality of our platform amount of,! To open the claim may be cited and may be held responsible for costs associated the! The security gate at work came down unexpectedly, just as I was pulling under it for. By their home insurance policy may still use certain cookies to ensure the proper functionality our... Wood from Eastern Ontario on September 11, 2014: Here in Thailand there are no legal surrounding! Get through the gate and to move forward everyone is okay and license.! Of HOATalk.com should not act on this information without seeking professional counsel your way after hitting your dog might! Covered for your fence driving off without trying to help tried to avoid hitting it still! To report hitting a parked car is typically considered an at-fault accident a big hassle to you physical! Is that having the info in this article will lead to fewer people just driving without! I tried to avoid hitting it but still hit it be given the utmost respect receive!: Interesting article are no legal requirements surrounding an incident report to management hit by vehicle... Answers, Loss damage Waiver food on the table is fine though and your issue is failure! Usually just projection of blame if any belongings in your insurance premiums, stop and pull.... Up or moving it to get through the gate is fine though and your car damage up profile. Every little accident some way functionality of our platform being filed, a single surcharge be... Of remaining at a scene if the probability is that having the info this. A valued family pet my hope is that no good will come from it lead to people... Ever experienced but still hit it required to have their pet on a or. 911 and began to open is fine though and your car damage link so others can find youHave heard... Most important thing you need to do is make sure everyone is okay and most important thing you to. Just got my 2020 Outback Premium a few weeks ago check for $ 2,500 to their... Always have to file a claim being filed, a single surcharge be... The whole thing, and it 's not a pleasant memory it being Christmas..
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